Now in Beta
Your wealth,
understood.
AI-assisted wealth tools with layered, on-device security. Portfolios, projections, research, real estate, banking, and tax — unified under one timeline. All on your device.
AI-assisted wealth tools with layered, on-device security. Portfolios, projections, research, real estate, banking, and tax — unified under one timeline. All on your device.
Wealth tools generally keep your portfolio on a server and ask you to trust their perimeter. AryaWealth has no perimeter to trust — your data, your computation, and your AI provider connections all live on your device. Everything else in the product follows from this.
There is no AryaWealth account on a backend with your holdings in it. Your data lives in a local-only store on your device, protected at rest by iOS Data Protection — with AES-256-GCM and Keychain-managed keys guarding caches and backups.
Deterministic projections, multi-jurisdiction tax and capital gains, time-weighted and money-weighted returns, pension modelling, and mortgage analytics — all calculated on your device from your transaction ledger. Nothing round-trips to a server for analysis.
Anthropic Claude, OpenAI GPT, and on-device Apple Foundation Models — connect with your own provider keys, your own billing, your own relationship. Point Arya at a self-hosted model on your own network, or use an optional stateless edge proxy that never inspects or stores prompts.
Ask questions about your portfolio in plain language. Arya knows your holdings, bank flows, and goals — and pulls live market context as needed. Cross-model validation flags discrepancies with a confidence rating. Briefings highlight what's changed since last time, and insight cards surface relevant news with one-tap pin-to-chat. Every screen also has its own contextual App Help chat — scoped to a curated knowledge base, never your portfolio.
Multi-currency portfolio tracking — holdings breakdowns, time-weighted returns, allocation, risk metrics, and per-position technical analysis — with every trade and your categorised bank transactions alongside. All computed locally from your transaction history; open banking via Akahu (NZ) and Finverse (HK/SG), with mortgage payments detected automatically.
A deterministic projection engine models your portfolio across percentile confidence bands using a closed-form analysis of historical volatility — no random sampling, so the same scenario always returns the same result. Set retirement, savings, or investment goals; stress-test assumptions; and describe a scenario in natural language. AI translates your scenario description into deterministic projection parameters; the engine does the maths.
Search global equities, compare up to five securities side-by-side with absolute and normalised charts, and track FX pairs that matter to your portfolio. AI-generated summary text describes the indicator values for each selected security across momentum, valuation, fundamentals, and risk — leaving the comparison to you. Summaries export to shareable PDF documents.
Track owned properties and mortgages, watch research targets through inspection and offer stages, and let Arya summarise your mortgage position, repayments, CGT exposure, LVR, and bright-line dates — drawn from your actual data. Mortgage payments are detected from your bank transactions automatically.
Capital gains across 10 jurisdictions with country-specific rules — AU Medicare Levy, US NIIT, UK year-versioned allowances, and the NZ Foreign Investment Fund regime among them. AI tax summaries describe your position across capital gains, dividends, and deductions; the deterministic engine does the calculation. Tax calculations are estimates — verify with a qualified professional.
Compile AI summaries into PDF documents — projections, research comparisons, real estate, and tax — generated entirely on-device. Or share a portfolio package with an advisor or family member: passphrase-encrypted, time-limited, and scope-controlled. Bank accounts are excluded by default. Move data between your own devices over an encrypted, QR-paired local connection — direct, with no server and no internet hop.
No cloud mirror. Your data lives in a local-only store protected at rest by iOS Data Protection, with AES-256-GCM on caches and encrypted backups, Keychain-stored keys, and certificate pinning on external connections.
Connect Sharesight, SnapTrade, or Saxo Bank for multi-brokerage aggregation. Open banking via Akahu (NZ) and Finverse (HK/SG) with webhook-driven sync. Or import from CSV.
Arya cross-references AI responses across multiple models, showing confidence scores and flagging discrepancies between providers.
PencilKit annotations on charts and views with on-device Vision OCR and AI interpretation. Searchable through the annotation timeline.
A "?" on every screen opens a contextual chat backed by an on-device knowledge base. Ask in plain language; answers stay scoped to the feature you're using.
Track positions across the major global currencies. Live exchange rates convert everything to your display currency automatically.
Track multi-jurisdiction retirement accounts — defined-contribution and defined-benefit — folded into your net worth and projections. Deterministic balances and guaranteed-income modelling, no AI in the maths.
Move a portfolio directly between your own devices over the local network — QR-paired, TLS 1.3, no server hop. The receiver scans a code; nothing leaves for the internet.
Available on iPad, iPhone, and Mac.